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Last Saturday I figured out that my debit card went missing, so I called the hotline and had it frozen. I didn’t realize the way my bank is set up that if you have the pin number to the card you can call in with that and the member number (account number) and unfreeze the account. So while I talked to a representative on Saturday and have been looking for the card since, calling all the local businesses to see if I’d dropped it anywhere in town, and it had been turned in. It wasn’t. Apparently it was taken out of my wallet and the letter that you initially get with your account number and pin on it was also taken, because not only is it not where I last put it, its no where in my important paper work I keep organized in the accordion file. I check my balance and Penelec- the local electric company who was the second phone call I made to stop payment on that bill because of my account being on freeze, didn’t take it out of me once, but twice. ¹ So my guess is that they took the letter with the information on it before the card, reactivated the card once they realized it was gone, and now I’m screwed. So tomorrow I have to get up early to talk to Penelec and see if they can credit $25 towards my bill considering I talked to them twice, once to stop the payment and once to verify that it was in fact stopped and to make a payment arrangement that didn’t include my bank card. And then to the bank so I can talk to them about when I made the first phone call to freeze the account, what transactions I did not do so they can be tracked. Then its off to the police department to file a report to have on file, something I did NOT want to do, because knowing my luck a certain officer that I just can not stand [1.One of the Canton cops that is crooked as all hell and mean as a pissed off rattle snake.] will be on duty. Oh and I got stung today, on my middle finger no less.

So after tomorrow I have to sit down and make sure all of the bills are in one place so I can make sure they are all taken care off the day I get my pay check. My elder sister is going to try to help me out as much as possible and people that are allowed in my house are going to be minimal. Once I get the apartment looking the way I want it too, and get everyone else’s shit out of here, no one will be allowed to stay here, period. I just can’t keep getting screwed over like this.  I also apologize for all the pain blogging posts, I’m just trying to get a savings account started and until the bills are caught up and I learn my lesson of keeping them caught up… *sigh* I swear I will learn.

Edit: After speaking with my bank, my card got re-ordered with a new pink assigned to me. I also talked to them about why they charged me twice for the same transaction and they said they were looking into it. The electric bill is taken care of thankfully I still had an energy grant left over and the check went out THAT DAY…. I also got home and either called, logged into, and double check ALL of the bills that are due by the 3-6 of September and wrote the checks out with the date they are due for the month of September. I have a bit of money left over next month if everything goes right, which will be used for personal hygene items, laundry, laundry soap, and cleaning supplies as I’m basically out of everything!

In one of my college classes, we had to sit down and come up with a plausible long term goal. It could have been for school, or personal. I chose personal. My goals for school are already pretty much set, and I am working very hard to get these goals full-filled. However, I sat down and really looked at things in my life and realized that I am not as financially stable as I would like to be. [1.I made a lot of foolish choices and now have a debt to certain companies.] So that being said, with in the next year and a half I want to be able to pay off old depts, and get my bills paid in full and on time consistently.  I want to work now, while I am young enough, on my credit rating so that if I ever get married, and we want a house we won’t be surprised that my credit sucks. [2.I'm not planning on that any time soon, which is why I'd like to start now.] I’ve found some wonderful websites like spendingdiary.com that lets you submit what you’ve spent on a certain day in the month and what you’ve spent that money on. Once I get the money from the school (yay refunds!) I am going to start doing just that. I am going to start paying back old depts and try to get myself back on track.

That being said, my long term goal is to be stable, and to start a savings account. This will help in case there is ever an emergency. I also would like to save up to buy a nice car so that way if I get bored or need to escape I can go see my boyfriend.

In other news, my little sister gave me her kindle. She doesn’t really use it and my mother had a droid tablet and a kindle, so I am getting her kindle charged, books on it and my little sister is getting a charger for the droid, since mom can’t find hers. I’ve read Cerulean Sin by Laurel K. Hamilton and now I’m reading the first book in Pretty Little Liars.  The book is a lot different than the TV show. Which I expected, I didn’t expect THAT much of a difference.

I hate it when I get sick. In the winter once I get sick for one time… it seems like my immune system is caught playing catch up that never seems to be caught up. I tend to be very sick in the winter and with my weather-changed induced asthma it seems to be never ending. I’m either suffering from tight chest muscles or bronchitis/bronchitis like pain or sinus infections from having to be indoors all the time to random phantom pains in my joints etc. My mom’s got fibro which is a chronic pain disease that affects her joints, and she thinks that I’ve got it too because of how much pain I’m in. There are literally nights that I come home from work and can barely walk…

This? No this isn’t any of those things. This is a random out of the blue double ear infection. That’s right you hear me I have an ear infection in both my ears and it effing hurts. I couldn’t lift my head out of bed this morning because of how bad everything hurt. My ears the fact that its a little chilly in my room so my breathing was affected and then I kept getting woke up by my sister’s boyfriend’s loud mouth. I wanted to kill him he was so loud.

So tonight instead of getting ready around 3:30 PM to go into work I called off. I couldn’t even talk to my boss on the phone because my ears hurt so bad. I got a text from my boyfriend with “How are you feeling today baby?” Which made me smile even if I did feel like I’d gotten hit with a big rig truck, who the driver then threw in reverse just to hit me again. I did see my boyfriend this weekend which made me so incredibly happy, but also got to watch the foot ball game again HAPPY that the Eagles won… being sick… not so happy.